Toyota Approved Used Cars

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Toyota Financial Services provides a range of flexible and affordable finance options for approved used cars and commercial vehicles.  With low rate finance offers from just 7.9%* APR on Toyota Easy, upgrading your car is much affordable than you may think.

With Toyota Finance you can tailor your finance to suit your needs. Choose the simplicity of Hire Purchase or explore the benefits of upgrading your car more often with Toyota Easy. At Toyota Financial Services we offer fixed rate finance plans enabling you to stay in control of your budget while protecting yourself from rising interest rates.



Toyota Easy is a flexible and popular plan that allows you to upgrade to a Toyota for a fixed, affordable repayment. Suitable for personal customers, Toyota Easy PCP (Personal Contract Purchase) is available on select Toyota Approved Used Cars aged between 12 and 54 months old.

Key Benefits

  • Affordable monthly repayments thanks to the Guaranteed Minimum Future Value.
  • Fixed interest rate for the duration of the agreement.
  • No minimum deposit requirement so there is no need for a large initial outlay.
  • The future value of your car is protected so you won’t lose out if trade in values fall.
  • Flexible options at the end of your agreement.
  • Enjoy all the benefits of driving a new car more often.


Whether you’re a business or personal customer, Hire Purchase is a simple and effective way of financing your new car. Available on cars and commercial vehicles, Toyota Financial Services offer flexible repayment terms of one to five years.

Key Benefits

  • Fixed monthly payments over your choice of repayment period.
  • Fixed interest rate for the duration of the agreement.
  • No Optional Final Payment.
  • Once you have made all the repayments, you own your vehicle.

At Toyota, our aim is to make your buying process as seamless as possible and with Toyota Approved Used and Toyota Finance, choosing and financing your next car can be very simple and straight forward.

Start your search here and when you find the car that’s right for you simply calculate your finance quote and apply for finance in just a few minutes – it’s Easy!

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The information provided is general in nature. You should seek your own independent financial advice to determine whether Toyota Finance is appropriate for your individual circumstances.

Toyota Easy 7.9% Representative Example:​​​​​​​

Example Model: Toyota C-HR Hybrid Luna. Example Invoice Price €35,065. Deposit €12,623.40. Finance Amount €22,441.60. 36 monthly payments of €301.17*. Term 37 months. GMFV†† (Optional Final Payment) €16,010.55. Total Cost of Credit €4,538.05. Fixed APR 7.9%*.

Toyota Easy Terms & Conditions

Lending criteria and terms and conditions apply. Figures are indicative and the quotation is for illustrative purposes only and does not constitute a contract. Finance is provided by way of a hire purchase (PCP) agreement. Finance example is based on a fixed rate APR which is inclusive of a once off documentation fee and purchase fee of €63.49 each. ††The Guaranteed Minimum Future Value (GMFV) is payable if you renew or retain the vehicle at the end of the agreement. Further charges may be applied by your Toyota Dealer subject to kilometre limits/condition of the vehicle To qualify for this Finance Offer; a minimum deposit of between 0% and 30% of the Invoice Price and a maximum term of 37 months applies. Rate quoted is correct as at quotation date and is subject to change. Weekly amount is shown for illustrative purposes only, all instalments are payable monthly. Offer available on select Toyota Approved Used vehicles aged between 12 and 54 months only. Rate quoted is correct as at 09/12/2022 and is subject to change. The credit provider is Toyota Financial Services (Ireland) DAC.

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