Toyota Financial Services provides a range of flexible and affordable finance options for approved used cars and commercial vehicles. With low rate finance offers from just 7.9%* APR on Toyota Easy, upgrading your car is much affordable than you may think.

With Toyota Finance you can tailor your finance to suit your needs. Choose the simplicity of Hire Purchase or explore the benefits of upgrading your car more often with Toyota Easy. At Toyota Financial Services we offer fixed rate finance plans enabling you to stay in control of your budget while protecting yourself from rising interest rates.


Toyota Easy is a flexible and popular plan that allows you to upgrade to a Toyota for a fixed, affordable repayment. Suitable for personal customers, Toyota Easy PCP (Personal Contract Purchase) is available on select Toyota Approved Used Cars aged between 12 and 54 months old.

Key Benefits

  • Affordable monthly repayments thanks to the Guaranteed Minimum Future Value.
  • Fixed interest rate for the duration of the agreement.
  • No minimum deposit requirement so there is no need for a large initial outlay.
  • The future value of your car is protected so you won’t lose out if trade in values fall.
  • Flexible options at the end of your agreement.
  • Enjoy all the benefits of driving a new car more often.


Whether you’re a business or personal customer, Hire Purchase is a simple and effective way of financing your new car. Available on cars and commercial vehicles, Toyota Financial Services offer flexible repayment terms of one to five years.

Key Benefits

  • Fixed monthly payments over your choice of repayment period.
  • Fixed interest rate for the duration of the agreement.
  • No Optional Final Payment.
  • Once you have made all the repayments, you own your vehicle.

At Toyota, our aim is to make your buying process as seamless as possible and with Toyota Approved Used and Toyota Finance, choosing and financing your next car can be very simple and straight forward.
Start your search here and when you find the car that’s right for you simply calculate your finance quote and apply for finance in just a few minutes – it’s Easy!

The information provided is general in nature. You should seek your own independent financial advice to determine whether Toyota Finance is appropriate for your individual circumstances. 

Toyota Easy 5.9% Representative Example:
Finance Example: Toyota Corolla Hybrid Luna. Retail Price €34,060.00. On the Road Price €35,060.00. Deposit €12,621.60. Finance Advance €22,438.40. 36 monthly payments of €261.22. Total cost of credit €3,441.30(including document fee & purchase fee of €63.49 each). Guaranteed Minimum Future Value €16,348.80. Fixed Annual Percentage Rate 5.9%.

Toyota Easy Terms & Conditions
Toyota Easy Personal Contract Plan is a form of hire-purchase agreement. Lending criteria, Terms and Conditions apply. A deposit of between 0% and 36% may be required and a maximum term of 37 months applies. Available on Toyota Corolla Saloon models from March 1st until March 31st 2024. Guaranteed Minimum Future Value payable if vehicle renewed or retained when agreement ends. Further charges may apply. Illustrative model shown. Finance is provided by Toyota Financial Services (Ireland) DAC. Toyota Financial Services (Ireland) DAC trading as Toyota Financial Services is regulated by the Central Bank of Ireland.

Hire Purchase Terms & Conditions
* Lending criteria and terms and conditions apply. Finance quotations are indicative and the quotation is for illustrative purposes only and does not constitute a contract. Finance is provided by way of a Hire Purchase agreement. Finance quotations are based on a fixed rate APR as shown which is inclusive of a once off documentation fee and purchase fee of €63.49 each. To qualify for Hire Purchase offer deposit may be required and max term of 60 months applies. Rate quoted is correct as at quotation date and is subject to change. The weekly amount is shown for illustrative purposes only, all instalments are payable monthly. The credit provider is Toyota Financial Services (Ireland) DAC.